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Low-Doc Home Loans for Self-employed

Not everyone is able to provide payslips or full tax returns. When you apply for a home loan, lenders usually want to see payslips or other financial statements. But what if you are a self-employed business owner?

Good news is that if you are a self-employed business owner and applying for a home loan, our low-doc process may provide the funding you need.

What is a Low-Doc Loan?

Low-Doc loans are for self-employed people who are unable to provide the traditional income verification documents such as payslips. Not every lender offers these types of loans. Those that do usually ask for larger deposits or higher interest rate.

The minimum documents you need to provide for Low-Doc:
 

• Registered Business Name

• Your ABN (Need to be registered for at least 12 months)

• Business Activity Statements (BAS) along with ATO lodgement receipt

Reach out to us The most important aspect of a Low-Doc loan is to present the application to the Lender in the right manner. Speak to us about your unique circumstances and the best way to present your application.